Uninsured Coverage

One of the worst situations we deal with at Marcotte Law Firm is when someone is seriously injured in an accident, but there’s no insurance to compensate them for their losses. People who are in this situation are usually worried about who is going to pay for their medical bills and lost wages.

This is why it’s mandatory for Massachusetts car insurance policies to have coverage for this situation. It protects you if you’re injury in a car accident by someone who has no insurance. Your insurance company steps into the shoes of the person that hits you and is responsible for reimbursing you for your harms and losses, including medical bills and lost wages.

In some respects, pursuing a claim for uninsured motorist benefits is easier than a normal case. This is because insurance companies are required to agree to arbitration. A case can be decided by an arbitrator in the matter of months, instead of waiting many years to have a case decided by jury.

If you’re injured in a car accident, and the responsible person doesn’t have insurance, all is not lost. Contact Marcotte Law Firm, and we’ll go over your options.