Chelmsford, Massachusetts Social Security Disability Lawyers

Applying for Social Security Disability benefits can be a life changing event. Whether you’ve been out of work for a while and don’t have any prospects on the horizon or the job you have has become too overwhelming, it’s important that you have a local Chelmsford SSD Lawyer to help you through the process. At Marcotte Law Firm, our Chelmsford, Massachusetts Disability Lawyers have the experience necessary to get you the benefits you need.

What is Disability?

Social Security Disability benefits, also known as SSD , are two federal programs that are meant to cover those who are unable to work because of a physical or mental impairment. The first program is called Social Security Disability Insurance, and it’s commonly known as SSDI. The other program is Supplemental Security Income, and it’s commonly known as SSI.

On the one hand, SSDI is a type of disability insurance. This is because it is only available to people who have worked and have paid into the disability system through their Social Security taxes. The federal government will look back up to 10 years, and how much you need to have earned over that period depends on how old you are. Keep in mind that if you find yourself out of work, don’t wait to apply for SSD benefits. Being out of work for a significant period could affect your eligibility for SSDI.

On the other hand, SSI is a needs based program for those who don’t have the funds to pay for basic necessities like groceries and rent. In order to qualify for SSI, you don’t necessarily need a work history. But, you will have to certify that you don’t have a significant amount of assets in the bank. Luckily, there are certain assets that don’t count, such as primary residence and a car.

Mental vs. Physical Impairments

No matter what type of benefits you are applying for, you will need to prove to the Social Security Administration that you’re unable to work. Obviously, this includes a wide variety of physical impairments. Many people have bed necks, backs, and hips that keep them from work. There are other physical conditions, such as heart or lung problems, that can significantly limit a person from being able to work.

At the same time, there are many mental impairments that keep people from being able to get and keep a job. Many people suffer from PTSD, Anxiety, Depression, and a host of other conditions that limit work. For example, many people with depression will unexpectedly have to take time from work to deal with their condition. Unfortunately, many jobs don’t have that kind of flexibility, making it difficult for someone to keep their job.

Local Chelmsford Disability Attorneys

Getting disability benefits can mean the difference between being able to pay your rent or getting evicted. With so much at stake, it’s important to find an SSD attorney who is reliable, experienced, and local. At Marcotte Law Firm, we have handed countless disability claims for people in Chelmsford and throughout the Merrimack Valley. People come to us because we take the time to meet with our clients and put them on the path to success from the very start.

If you’re applying for SSD benefits or have been recently denied, call the Chelmsford Disability Attorneys at Marcotte Law Firm for a free, no obligation consultation.